Next Year’s Financing for this Fall’s Fertilizer

If you signed up—or plan to sign up—for Federated’s CFA financing for next year, you can cover the costs for this year’s fall fertilizer (and its application) with your 2025 crop loan, according to Kelly Meyer, Federated’s business service specialist. Additionally, said Meyer, “growers also can apply any ag lime application to that loan.”  
 
The CFA financing program is user friendly, offering a one-page application for a credit limit up to $1 million (there’s a longer application for larger loans).
 
The 2025 CFA program also includes an agreement that evergreens, requiring only a verbal approval to renew each year.
 
And, CFA loans are often approved within an hour.
 
Interest rates fall into two categories for Federated customers: 1) the Base Rate (at 7.74%), available to any Federated ag customer, and 2) the Power of One Rate (at 6.74%), available to customers who support Federated across all three business areas: Ag (fertilizer, chemicals, seed), Propane, and Fuel.
 
There are plenty of good options for financing through your co-op, including CFA, John Deere Financial, and the various seed companies.
 
Talk to your Federated Agronomist to learn more. Take advantage of great financing to cover this fall’s fertilizer and liming costs.